欧易简单赚币活期利率：USDT、USDC、BTC 年化实时一览
欧易简单赚币（活期）当前 USDT 年化 2.88%、USDC 3.49%。这是欧易公开的活期出借利率，每小时变动。欧易会从活期收益中收取 15% 费用，实际到手以欧易赚币页为准；不含新用户加息或活动奖励。
利率时间：2026-10-10 17:00（UTC+8） · 来源：欧易官方 API
常用币种
| 币种 | 当前年化 | 24 小时平均 | 7 天平均 |
|---|---|---|---|
| USDT | 2.88% | 2.87% | 3.01% |
| USDC | 3.49% | 3.46% | 2.84% |
| BTC | <0.01% | <0.01% | <0.01% |
| ETH | 0.52% | 0.54% | 0.59% |
| SOL | 3.09% | — | — |
| OKB | <0.01% | — | — |
| TRX | 4.94% | — | — |
| XRP | 0.48% | — | — |
“—”表示本站累积的每小时记录还不够算出这段平均。
全部 172 个币种
按币种字母排列。小币种的利率会因短时间的借款需求暴涨到 100% 以上，只看一个小时的数字容易误判，要参考 24 小时与 7 天平均。
| 币种 | 当前年化 | 24 小时平均 | 7 天平均 |
|---|---|---|---|
| 1INCH | 4.16% | — | — |
| 2Z | 10.44% | — | — |
| A | 1.00% | — | — |
| AAVE | 0.11% | — | — |
| ACH | 0.90% | — | — |
| ACT | 3.74% | — | — |
| ADA | 0.26% | — | — |
| AGLD | 2.08% | — | — |
| ALGO | 5.51% | — | — |
| ANIME | 5.82% | — | — |
| APE | 2.07% | — | — |
| API3 | 203.00% | — | — |
| APT | 1.66% | — | — |
| AR | 0.13% | — | — |
| ARB | 5.47% | — | — |
| ARKM | 0.46% | — | — |
| ASTER | 0.07% | — | — |
| ATH | 0.31% | — | — |
| ATOM | 3.30% | — | — |
| AUCTION | 0.41% | — | — |
| AVAX | 1.72% | — | — |
| AVNT | 0.40% | — | — |
| AXS | 5.12% | — | — |
| BABY | 5.38% | — | — |
| BARD | 15.30% | — | — |
| BAT | 9.21% | — | — |
| BCH | 0.24% | — | — |
| BERA | 4.51% | — | — |
| BETH | 365.00% | — | — |
| BIGTIME | 15.20% | — | — |
| BIO | 2.13% | — | — |
| BLUR | 2.63% | — | — |
| BNB | 0.26% | — | — |
| BOME | 1.17% | — | — |
| BONK | 2.47% | — | — |
| BREV | 68.55% | — | — |
| BTC | <0.01% | <0.01% | <0.01% |
| CELO | 3.39% | — | — |
| CFX | 0.33% | — | — |
| CHZ | 1.17% | — | — |
| COMP | 0.39% | — | — |
| CORE | 0.18% | — | — |
| CRO | 0.83% | — | — |
| CRV | 0.87% | — | — |
| CVX | 2.56% | — | — |
| DASH | 3.39% | — | — |
| DOGE | 0.05% | — | — |
| DOT | 0.43% | — | — |
| DYDX | 1.23% | — | — |
| EGLD | 10.64% | — | — |
| EIGEN | 1.14% | — | — |
| ENA | 0.07% | — | — |
| ENJ | 4.01% | — | — |
| ENS | 0.20% | — | — |
| ETC | 0.15% | — | — |
| ETH | 0.52% | 0.54% | 0.59% |
| ETHFI | 3.61% | — | — |
| ETHW | 0.95% | — | — |
| FIL | 0.08% | — | — |
| FLOKI | 0.11% | — | — |
| FLOW | 2.76% | — | — |
| FOGO | 2.65% | — | — |
| GALA | 8.90% | — | — |
| GAS | 1.50% | — | — |
| GMT | 39.11% | — | — |
| GMX | 0.88% | — | — |
| GRAM | 6.34% | — | — |
| GRT | 2.07% | — | — |
| HBAR | 0.23% | — | — |
| HUMA | 1.26% | — | — |
| HYPE | 0.16% | — | — |
| ICP | 0.11% | — | — |
| IMX | 1.82% | — | — |
| INJ | 1.92% | — | — |
| IOTA | 2.33% | — | — |
| JTO | 5.00% | — | — |
| JUP | 2.61% | — | — |
| KAITO | 5.57% | — | — |
| KMNO | 8.64% | — | — |
| KSM | 2.42% | — | — |
| LAYER | 17.26% | — | — |
| LDO | 0.26% | — | — |
| LINEA | 0.48% | — | — |
| LINK | 0.08% | — | — |
| LIT | 1.17% | — | — |
| LPT | 201.00% | — | — |
| LQTY | 6.60% | — | — |
| LRC | 3.01% | — | — |
| LTC | 0.10% | — | — |
| LUNA | 0.93% | — | — |
| MAGIC | 227.00% | — | — |
| MANA | 11.65% | — | — |
| MASK | 0.63% | — | — |
| ME | 1.52% | — | — |
| MERL | 0.96% | — | — |
| MET | 28.33% | — | — |
| MEW | 2.55% | — | — |
| MINA | 201.00% | — | — |
| MON | 5.31% | — | — |
| MOODENG | 2.05% | — | — |
| MORPHO | 0.27% | — | — |
| MOVE | 8.16% | — | — |
| NEAR | 0.34% | — | — |
| NEIRO | 0.38% | — | — |
| NEO | 1.66% | — | — |
| NIGHT | 0.44% | — | — |
| NOT | 2.91% | — | — |
| OKB | <0.01% | — | — |
| ONDO | 0.07% | — | — |
| ONT | 10.67% | — | — |
| OP | 0.59% | — | — |
| ORDI | 0.31% | — | — |
| PAXG | 0.04% | — | — |
| PENGU | 2.13% | — | — |
| PEOPLE | 0.30% | — | — |
| PEPE | 0.18% | — | — |
| PI | 0.05% | — | — |
| PNUT | 2.29% | — | — |
| POL | 0.51% | — | — |
| PUMP | 1.38% | — | — |
| PYTH | 0.59% | — | — |
| QTUM | 0.40% | — | — |
| RAY | 6.71% | — | — |
| RE | 0.38% | — | — |
| RENDER | 1.33% | — | — |
| RSR | 6.59% | — | — |
| S | 2.47% | — | — |
| SAND | 189.47% | — | — |
| SATS | 0.21% | — | — |
| SEI | 0.76% | — | — |
| SHIB | 0.04% | — | — |
| SKY | 0.32% | — | — |
| SNX | 4.23% | — | — |
| SOL | 3.09% | — | — |
| SPK | 1.16% | — | — |
| SSV | 0.60% | — | — |
| STRK | 6.51% | — | — |
| STX | 3.78% | — | — |
| SUI | 0.32% | — | — |
| SUSHI | 0.34% | — | — |
| TAO | 0.41% | — | — |
| THETA | 3.01% | — | — |
| TIA | 2.68% | — | — |
| TRB | 1.85% | — | — |
| TRUMP | 3.45% | — | — |
| TRX | 4.94% | — | — |
| TURBO | 0.02% | — | — |
| UMA | 201.00% | — | — |
| UNI | 0.04% | — | — |
| USDC | 3.49% | 3.46% | 2.84% |
| USDT | 2.88% | 2.87% | 3.01% |
| VIRTUAL | 1.42% | — | — |
| W | 3.30% | — | — |
| WCT | 9.59% | — | — |
| WIF | 4.92% | — | — |
| WLD | 0.29% | — | — |
| WLFI | 0.50% | — | — |
| XAUT | 0.26% | — | — |
| XLM | 0.22% | — | — |
| XPL | 4.06% | — | — |
| XRP | 0.48% | — | — |
| XTZ | 9.04% | — | — |
| YFI | 1.05% | — | — |
| YGG | 1.39% | — | — |
| ZEC | 0.16% | — | — |
| ZEN | 0.62% | — | — |
| ZETA | 3.61% | — | — |
| ZIL | 24.74% | — | — |
| ZK | 1.77% | — | — |
| ZORA | 8.98% | — | — |
| ZRO | 0.89% | — | — |
| ZRX | 1.43% | — | — |
这个利率是怎么来的
欧易简单赚币的活期资金会出借给杠杆交易的借款人，利率由借贷需求决定，每小时变动。欧易通过公开 API 同时发布借款人支付的借款利率和存款人拿到的出借利率；本页只显示出借利率，因为那才是存进简单赚币能拿到的部分，借款利率通常更高。依欧易简单赚币页说明，每小时收益＝金额 × 当前年化 ÷ 365 ÷ 24 × 85%，也就是收益会被收取 15% 费用。
申购、赎回规则与实际到账收益，以欧易简单赚币页面显示为准。 欧易简单赚币
常见问题
为什么和欧易 App 上看到的年化不一样？
欧易简单赚币页显示的年化可能包含限额内的奖励年化：2026 年 10 月查阅时，USDT 新用户 180 天内享 10% 奖励年化，个人限额 500 USDT。本页显示的是欧易通过公开 API 发布的活期出借利率，不含这些奖励。
存 1,000 USDT 一天大约能拿多少？
保守估算：1,000 × 2.88% × 85% ÷ 365 ≈ 0.067 USDT。欧易说明活期收益要扣 15% 费用，但没说明公开利率是否已扣除，所以这里用扣除后的较低数字；利率每小时变动，这只是假设利率不变的估算。
利率多久变一次？
欧易每小时发布一次活期出借利率，本站每小时记录一次，并用记录算出 24 小时和 7 天平均。
为什么有些小币种的年化特别高？
活期利率由借贷需求决定，小币种的借款需求变化大，利率也跳得快。高年化不代表稳定，币价本身的涨跌往往比利息影响更大。
活期随时都能赎回吗？
欧易说明在极少数情况下，某个币种的资金全部借出时，赎回可能受限，例如临时限额或暂停赎回，并每小时复核一次。